Buy your first home sooner and with less savings

To be eligible, you simply need to be a home buyer (not investor) purchasing one of our select house and land packages and obtaining finance through our lending specialists.

This depends on your borrowing capacity, the price of your selected property and eligibility for government incentives. Eligible first time buyers in QLD will be entitled to claim $30,000 towards their deposit, in addition to the First Home Buyer Boost.

LMI is a fee charged by finance lenders. It’s generally charged when you have a deposit which is less than 20% of your property’s purchase price.

LMI allows the lender to have confidence in offering you a home loan, even if you haven’t quite reached that 20% deposit. With LMI in place, some lenders will allow you to borrow up to 95% of the purchase price of your home.

We understand most people want to live a stone's throw away from where they are renting. Due to our extensive range of developments this is usually possible. However, choosing your first house to fit your budget is priority.

Kallea could encourage moving up to a 10km radius from your rental to own your own home and give you security for life.

This is the exciting part of owning your own home. You can now have the colours you want. All of our builders have excellent designers that match colours to make your home flow and fit your own taste too.

Typically finance approval once submitted can take up to 4 weeks, once finance has been approved the build period is generally 18 - 25 weeks, subject to weather.